Handicap allowance is 90% of playing handicaps. Shots given (if applicable) is the full difference between aggregate handicaps of each player and the lowest aggregate.

EXAMPLE

Player 1 (Team 1) - HI 21.8 = Playing Handicap 23. 90% of 23 = 20.7. Final Playing Handicap = 21
Player 2 (Team 1) - HI 17.3 = Playing Handicap 19. 90% of 19 = 17.1. Final Playing Handicap = 17
Player 3 (Team 2) - HI 14.5 = Playing Handicap 16. 90% of 19 = 14.4. Final Playing Handicap = 14
Player 4 (Team 2) - HI 12.8 = Playing Handicap 13. 90% of 13 = 11.7. Final Playing Handicap = 12

So the players get the following shots:

Player 1 (Team 1) = 9 (21-12)
Player 2 (Team 1) = 5 (17-12)
Player 3 (Team 2) = 2 (14-12)
Player 4 (Team 2) = 0